At Gateway, we weave the knowledge and expertise of our local mortgage professionals together with state-of-the-art technology and the powerful resources of a national company to make your homebuying experience easy, reliable, and fast. Gateway's focus on strengthening families through homeownership drives our commitment to the communities we serve. Visit www.GatewayLoan.com to learn more.

Renasant Corporation, a 119-year-old financial services institution, is the parent of Renasant Bank. Renasant has assets of approximately $17.5 billion and operates 196 banking, mortgage, financial services and insurance offices throughout Mississippi, Tennessee, Alabama, Florida, Georgia, North Carolina and South Carolina.

BankSouth Mortgage LLC is a locally owned mortgage company headquartered in Atlanta, GA. Founded in 2011, BankSouth Mortgage serves customers primarily located in the Southeast and specializes in a suite of financing options, including Conventional, Jumbo, FHA, VA, Home Equity loans as well as Refinance, Second Mortgage, Custom Construction and Home Improvement loans. Our Mortgage Bankers understand the needs of buyers and agents and work to bring a best in class experience to all involved in the process with our platform of service, customized communication and innovative technology designed to make the mortgage process transparent and convenient. Backed by one of the top performing community banks in the nation, BankSouth Mortgage is proud to employ a team of experienced professionals who will work with buyers to ensure a smooth process.

With over two decades dedicated to the mortgage industry, Heavenly Tucker Fontimayor is an experienced top-notch professional who brings integrity, professionalism and knowledge to the table. She knows the mortgage industry inside and out and has a thorough understanding of available programs and current market rates.

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable.

We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.

You'll see the difference in our:

- Care for our clients - We're here every step of the way, offering resources to help you understand the loan process and determine which one of our unique mortgage programs is the best fit.

- Consistent and transparent communication - You deserve responsive, regular, and helpful communication throughout the loan process. At Waterstone Mortgage, we make it a top priority to communicate often with all parties involved in the transaction.

- Variety of lending solutions - With our extensive product variety, including many no-down-payment options, we make it our mission to get as many homebuyers as possible from application to closing as smoothly and quickly as possible.

- Cutting-edge technology - Waterstone Mortgage's proprietary, innovative technology simplifies and speeds the loan process. Our team can access the status of a loan anytime, anywhere, and update all parties involved immediately. Developed by information technology professionals with mortgage experience, our technology is second to none.

We do what we do because we never forget: home is where the best part of life happens, and you want it to be perfect. So, when you find it - the perfect home - let us help you find the perfect mortgage.
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Pewaukee, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/general-disclaimer

Residential and Mortgage broker

SWBC Mortgage Corporation is a full-service mortgage lender approved with FNMA, FHLMC, and GNMA. Headquartered in San Antonio, Texas, SWBC Mortgage has been providing mortgage banking services since 1988. SWBC Mortgage credits its superior performance and growth to a commitment to quality service and to its highly experienced team members-many of whom have been employed by SWBC Mortgage for more than 15 years. SWBC Mortgage's innovativeTurnKey app is an online point-of-sale tool that vastly streamlines and simplifies the mortgage application process, creating a superior user experience, thus making the process easy to purchase or refinance a property. Financing a home can be complicated, people have a hard time finding a lender they can trust. Together, we explore your options and help you find a home loan you'll feel great about. Contact us at SWBC Mortgage so we can help you "Find The Happiest Way Home."

By clicking the Apply Online link above and completing the online form, you agree to submit your personal information to Atlantic Bay Mortgage Group, L.L.C., and agree that they may contact you in the future.

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 (nmlsconsumeraccess.org) is an Equal Housing Lender. Located at 600 Lynnhaven Parkway Suite 203 Virginia Beach, VA 23452.

An experienced, independent and, a local mortgage broker in the Grant Park area, specializing in home loans and refinancing. We work with a variety of banks to find the best residential mortgage loan at the best rate, and we can help you every step of the way, all the way to closing on your new home. Call now to find out how to get the loan you need for homeownership!

Having been a long-time Atlanta resident, Ken feels fortunate to have the opportunity to help others achieve their dreams by making the purchase of their homes possible in this area through his work as a mortgage broker. Ken has worked in the financial services sector since graduating from the University of Florida with a degree in Finance. His first experience out of college was in underwriting, which provided an excellent background when he moved into his role as a Mortgage Banker. Knowing how to avoid potential issues within the mortgage process, ensures his ability to provide a truly stellar level of customer service to his customers and guarantee that their mortgage experience goes smoothly from the initial conversation to the closing table.

Scarlett has over 20 years of experience in the real estate industry. She is intentional on focusing on all aspects of the process, whether you are purchasing, refinancing, renovating or have a new construction project ahead of you. She is there to walk you through every step of the process with a professional and personal touch. During her time in the industry, she has built many lasting relationships with her clients, and seeks to become your lifelong mortgage partner for your financing needs today and in the future. She is an advisor to help you make the best financial decisions throughout the entire homeownership journey.


She is a 2019 \& 2020 recipient of the Mortgage Banker Association of Georgia Gold award and received the SouthState 2020 President's Club Top Producer award.


Scarlett enjoys supporting and donating her time to various non\-prof organizations in her community. She jumps at the chance to get outside and go camping and hiking with her husband and two boys.


Reach out to Scarlett to help guide you through the mortgage process today!

When you work with Rob Downs, you are working with a trusted partner that truly works for you and your best interest. It's not just about getting you a great rate and getting your loan done, It's about taking the time to uncover your goals and motivations to get you into the best possible financial position that will maximize your wealth and help you realize your dreams. Rob is here to ensure that the process isn't grueling and filled with frustration and confusion. Rob feels he's has not done my job unless each customer can go confidently to closing knowing they have made the best financial decision of their life \- and it was EASY!


Rob primarily serves the Greater Atlanta metro area. When not spending quality time with his family he is an advocate for Atlanta and donates time to various non\-profits and organizations that better his community.

Christin Viola has over 20 years experience in the real estate business. She prides herself with the care she gives each person who is looking to buy or refinance a home. Christin enjoys her role in mortgage because it has given her the opportunity to help people make fiscally wise decisions during an extremely important and emotionally\-heightened time in their lives. Her goal is to make every customer feel like family, as if they are her only customer. The Christin Viola team is here to make the home\-buying process smooth and enjoyable for all parties involved. After graduating from the University of Georgia, Christin worked as a tax consultant with Arthur Andersen, then spent ten years in the broker world before joining banking. She has leant in the residential mortgage arena with both community banks and independent mortgage companies before joining SouthState.


Christin loves to play ALTA tennis and attends the Cathedral of Christ the King. She lives in the Morningside area with her husband and their two children. Christin appreciates all referrals you send her way and looks forward to working with many more great people in the future!

John has nearly a decade of experience in the mortgage industry spanning from post\-closing management to origination. Having worked in all aspects of the mortgage industry, potential issues are spotted early and addressed ensuring a smooth mortgage process from application to the closing table. Clear communication, industry knowledge, and availability is how John helps each borrower achieve homeownership.


John is a current MBA student at the Georgia Institute of Technology focusing on finance and sustainability. For undergraduate he received a Bachelor of Arts in Economics from the University of Mississippi.


Reach out to John to today to get moving into your new home!

Carl has held many different management positions over the length of his career in the financial industry. In 2002 he started a new career as a Mortgage Banker and joined SouthState Bank in 2020. With over 20 years in the industry, he has been able to assist many customers with their homebuying journey.


He is a member of the Mortgage Bankers Association of Georgia and recipient of the 2020 Georgia Gold Award for Excellence in Mortgage Banking based on his production, education, and ethics. Carl received the 2020 SouthState President's Club Award.


He is also an avid golfer and volunteers with First Tee.


Give Carl a call to help you get into your first or next home!

If you are purchasing your first home, building your dream home, refinancing or anything in between, SouthState is here for you. We have a variety of mortgage loan programs and will work with you to find the best solution to meet your needs. As your SouthState Mortgage Banker, I will be available throughout the process to offer advice and answer any questions that arise. If you are ready to get started, click the Apply Now button to begin your application. If you have any questions at all, please give me a call or send me an email. I look forward to the opportunity to assist with this exciting milestone.

SWBC Mortgage Corporation is a full-service mortgage banking firm headquartered in San Antonio, Texas, with offices across the nation. We are a wholly owned subsidiary of SWBC, a diversified financial services company. We offer the perfect mix of superior service, products, and pricing to make the home financing experience memorable. Whether you are buying your first home, dream home, investment property, or are interested in refinancing an existing loan, contact us today for more information and a complimentary mortgage analysis. SWBC Mortgage offers a range of loan products and financing, including Conventional, FHA, VA, Jumbo, Investment Property and more. Loans are subject to credit approval and property approval. Other guidelines may apply. Rates are subject to change.

When buying a house or refinancing your mortgage, you can count on one of the nation's most experienced mortgage lenders to guide you through the process and explain your home loan options. Work with us and we'll help illuminate your path to homeownership, whether you're just starting or you've found a house you love. Contact us to learn more. Equal Housing Lender.

When buying a house or refinancing your mortgage, you can count on one of the nation's most experienced mortgage lenders to guide you through the process and explain your home loan options. Work with us and we'll help illuminate your path to homeownership, whether you're just starting or you've found a house you love. Contact us to learn more. Equal Housing Lender.